2022 In Review - My Personal Finance

I am so grateful that we now have a clear handle on the pandemic and our society is almost all back to normal. Despite a challenging year in the stock and real estate market, we still have a lot be grateful for and have many new opportunities ahead of us.

It's important for us to remember that we should be getting smarter and better as time moves on because we learn from our experiences, invest more in ourselves and education.

There's one quote that I can think of to summarize this past year and to look forward to the new year and beyond is this quote, relating to the stock market and investing big picture:

"Bull markets are born on pessimism, grown on skepticism, mature on optimism and die on euphoria. The time of maximum pessimism is the best time to buy, and the time of maximum optimism is the best time to sell." - John Templeton

Looking forward to working with more students this coming new year. To a the year ahead, welcoming 2023!