What word were you thinking?  I was referring to the 4-letter word, FREE!

I remember in econ class, I was taught “TANSTAAFL” which stands for “There Ain’t No Such Thing As a Free Lunch.”  This phrase was used in the 1930’s, and got popularized in the...

Sometimes it may just take another person to remind you how easy it can be just to make the best of your finances. In this modern world, where consumption is such a desired final outcome, we are faced with an environment in which everything is invested into marketing to foster human consumptions....

Lately, I've been getting more questions from students about how to manage their debts and debt situations. I want to share some perspectives to empower anyone reading this to better understand debt, and to be better prepared for it!

Debt is debt, it's neither good nor bad! It's important to...

I've had many discussions with students who have asked about the best investment apps to use. The main perspective I share is don't let those apps give you a false impression of it being your go-to educational resource and making you automatically a better/more effective investor. 

College...

Should I invest or pay off debt? ...it depends on how savvy you are with managing your finances. 

Whether you have student loan debt, mortgage debt, car loan debt, or credit card debt, it's important to know a good way to approach this. First, you need to understand some basics - the...

We all first learn about money in the way of it being given to us by our parents, then later, working for it. As we become adults, beginning college, we think about our future and careers possibilities, and the subject of money becomes apart of what is "Finance," more specially "PERSONAL...

What Credit Cards should I know about?

I’ve been asked a lot about credit cards, so I’ll be taking you through the top 3 credit cards for college students. But why have a credit card anyway? 

We often dream of a good life driving the latest cars and living in grand houses, but...

College students tend to have a hard time with finances, so learn to manage your money wisely and spend effectively.  Easy said, hard to do?  No, not hard at all.  Download this, THE FINANCIAL EMPOWER KIT™.  This kit has all the customized worksheets you can use to make...

Question: How can I, as a college student, best apply myself while getting my education so that I can be more valuable when I graduate? 

Simple Answer: seek internship and volunteering opportunities 

• OPPORTUNITIES ARE THERE AS LONG AS YOU LOOK FOR THEM
• Choose things you like...

As a college student, you're probably trying to find ways to save money/put more money back into your pocket. In this first blog, I'm going to give you 5 tips that will help you do just that!

Hi, I'm John, Your Financial Mentor! I am here to tell you about how we can all be smarter with our money...