Weekly Blog

"Be The Driver Of Your Finances & Goals, Don't Let Them Drive You!"

Change How You Should Spend Your Money Today, Into the New Year!! spending Dec 23, 2022

Yale University Course - https://www.coursera.org/learn/the-science-of-well-being

A great free online course to share offered by Yale University- it's the 10-week class, called “The Science of Well-Being.” It covers topics such as happiness and well-being. This course will...

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Envy - Is That What's Driving Us? envy & greed Dec 16, 2022

I've talked a lot about trying to understand what drives us. So I want to share one particular individual, billionaire investor Charlie Munger, who recently brought up again the perspective that the world is driven by envy, rather than greed (Article link from CNBC)

Because we are in a...

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Interest Rates are Going Up - How’s Your Credit Score? interest rates & credit score Dec 09, 2022

With interest rates rising and now we are living in an inflationary economy, it’s even more important to establish your credit and to keep your credit score high. Why? Well, it’s because interest rates will affect both savings rates & debt/loan rates. If you are going to make...

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Taking a Break From College.... taking a break from college Dec 02, 2022

Recently, I've had several discussions with students wanting to take a break from college, planning to finish their degree later than the 4-year plan. I think it's okay to make such a choice. However, this topic needs to be discussed more and think  about thoroughly. 

I was one of those...

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'Tis the Season to Shop...and Hopefully MORE! shopping Nov 25, 2022

We normally are so conditioned to shop, to spend, and to buy more stuff. We do, after all, live in a consumption-based economy, where retailers rule and they are extremely influential. Like this week's is Thanksgiving, it is when we remind ourselves to be grateful for all that we are given and...

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Why Are Some Youtuber & Social Media Influencer Are Apologizing Lately? social media influencer Nov 18, 2022

Well, because of the recent news event over the FTX bankruptcy (Article link), it brought to light the realistic risks of crypto currencies and crypto currency exchanges that many social media influencer have been promoting and have financially benefited from.

Many viewers trusted these social...

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3 Tips & Thoughts on Managing Your Money money tips & perspectives Nov 04, 2022

Here are the three money management tips to help master your finance starting today!

1. Know your income, expenses and have a thoughtful budget

2. Focus on saving first before thinking of spending

3. Don’t save to save, but be purposeful and save towards your specific goals (paying down...

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Know Parkinson's Law to Build Wealth parkinson's law in personal finance Oct 28, 2022

When it comes bettering our own personal finance, we should try to understand Parkinson’s law and make sure we don't follow it! The law is about how “…work expands to fill the time available for its completion.”

"Parkinson's Law is the adage that work will expand to fill...

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Gratitude is the Key to Your Personal Finance gratitude is the key Oct 21, 2022

We begin with financial literacy, we graduate into being the driver of our personal finance, and so with gratitude, we can achieve meaningful wealth.

In my opinion, with an attitude of gratitude, it can center our personal finance, giving us clarity on what’s most important when it comes to...

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Money & Habits - Why More Money Can Leads to More Problems money habits Oct 14, 2022

Do you wonder, if are already having problems managing your money that by having a lot more of it will solve all of your problem? 

Yes, like the popular saying “more money, more problem,” but how many of us really think about it in terms of applying to our own personal finance...

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What's Your Financial Plan? financial plan Oct 07, 2022

It doesn’t matter if you’re a student or a career professional, you need at least a working financial plan to be on top of your personal finance.

Yes, the economy, stock market and real estate market can be bad, but our finances will be even worst if we don't have a financial...

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DISCLAIMER
All contents are for educational purposes. None of the information should be use as financial advice or specific recommendations, as everyone's personal financial profile is uniquely different. There is no financial product or service solicitation or promotion on this learning community portal/website. The access to this learning community portal/website is for members only. All information are available at no cost. This is a pilot financial empowerment project with CSUF College of Business.