Many of my clients, let alone college students who're looking for a good rate of return, do not know about Treasury Series I bonds.

Most people know about Savings accounts, CDs, Corporate Bonds, and even Annuities but not Treasury Series I bonds.

Treasury Series I bonds are backed by our US...

When it comes to our personal finances, ignorance is NOT a bliss! Ignorance in or ignoring our personal finance will only compound matters more negatively!

A great example is debt. When it comes to debt, the interest on our debt does not stop working against us. Debt does not just disappear...

I’ve been asked what is the one book to help with personal productivity and achieving goals. Of the many non-fiction/self-help books out there, the one best book that immediately comes to mind is “The One Thing” by real estate entrepreneur Gary W. Keller.

I read this back in...

It's clear that most financial troubles that students and young adults get into has to do with their spending habits. As simple as it sounds, the key to being in control of your finances is living within your means, not spending more than what you bring in - specifically, spending wisely.

The...

Like what my parents have always stressed to me about education, it's more about what you do with your education that will make the difference. Like financial literacy, it's great, but how do we turn that education and knowledge to financial wellness?

So here are three questions every graduating...

Building your bright financial future is as easy as a PIE (P+I^3)

P+I^3 stands for:

1. Pay myself first

2. Invest in (i3) - 3 important things!

• i1: Invest in myself

• i2: Invest in others

• i3: Invest in assets and equities

As a college student, know that you are the one who...

I’ve come to the realization that most college students’ blind spot has to do with their personal finances. It's partly why students feel unprepared towards graduation. 

So, during your college years, keep these 10 personal finance points in mind: 

1. Budgeting is...

For those serious and want to plan ahead, here are my 9 financial planning tips to get you started! Pre-planning will save you valuable time and money, so yes, each tip is worth it! 

1. Know how will YOUR PARENTS help: 

• Figure out what their thoughts are with...

Safety is always a good thing to keep in mind when you’re entering the real world. Identity theft is a serious problem. People now don’t have to steal tangible things, but rather, they can do so via the internet. Hence, it is always good to take precautions and be conscious about such...

As Financial Literacy month wraps up, I hope every college student and/or young adult will make a commitment to learn personal finance and go beyond focusing on making money. 

"Your values drives your goals and your goals drive your finances - don't let your finances drive you!"

Although...

I’ve been asked by many students about the subject of investing and what investment should one start off with? Well, here’s my simple response. 

Since the pandemic, more people have turned to social media than ever to stay connected with others, and to conveniently get news and information. This has given rise to many new sources of information to promote various topics of personal finance. Unfortunately, the mass majority are more...